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Spread the Cost.

22.99% APR representative (fixed). Flexible Credit to suit you. No application fees. No account fees. No worries.

With Flexible Credit, we make spreading the cost of your tech easy to manage.

Apply in-store today!

Spread the cost on anything

Flexible Credit is available across almost our entire range of products in-store once your purchase totals €559 or more.

Interest free options

You can choose to pay off your balance within your chosen holiday period (6, 12 or 18 months) without paying any interest.

Choose your upfront payment

Minimum 10% deposit required or pay more if you would like to reduce your monthly costs. Minimum loan value after deposit: €500.

Manage your account online

Check your balance. Make additional payments or change your details if needed using our Online Management Portal.

Pay off your balance anytime

You can choose to make additional payments or pay off your balance 24/7 at no extra cost.

How to apply

Apply instore

  • Take your products to one of our colleagues. (Your order must total €559 or more).

  • Tell them you’d like to spread the cost with Flexible Credit.

  • They’ll talk you through all the repayment options and you can choose your desired interest free holiday period.

  • Provide the required ID and complete your application.

  • Pay the deposit required.

Find your nearest store
Currys colleague

What do I need?

How does the application process work?

Proof of ID

We’ll ask you for some personal details. You’ll need to provide photo ID, proof of address and proof of PPSN.

Eligibility check

We'll conduct a quick eligibility check.

Authorisation payment of deposit

Your credit or debit card will be used to take a 10% deposit payment.

Sign the agreement

Once accepted, you’ll need to review your application and sign the agreement.

Frequently Asked Questions

Get an estimate

Please note this tool provides an estimate only. The exact details of your payment plan will be finalised in-store.



Enter the value of your order in the white circle below to find out the basic details of your payment plan.

Credit facilities subject to financial status, repayment capacity and are not available to those under 18 years of age, must be resident in Republic of Ireland for a minimum of 3 years. Photo ID, Proof of Address and PPSN documents required. 10% deposit required. Representative example: Credit amount €503.10. 10% deposit of €55.90. Pay 36 monthly payments of €18.92. Total amount payable (incl. deposit) €737.02. APR 22.99%. Approval subject to eligibility criteria and financial status. Currys Ireland Limited is authorised by the Competition and Consumer Protection Commission as a Credit Intermediary. Credit is provided by Creation Consumer Finance Ltd.